The Federal Capital Territory (FCT) Police Command has begun enforcing the mandatory Third-Party Motor Vehicle Insurance policy, in line with the directive of the Inspector-General of Police, Kayode Egbetokun.
Commissioner of Police, FCT, Olatunji Disu, has cautioned officers against any form of extortion or harassment during the enforcement exercise.
In a statement on Sunday, the Command’s spokesperson, Josephine Adeh, emphasized that all vehicle owners in the FCT must obtain a valid Third-Party Insurance policy before operating on public roads. She urged those without valid insurance to comply immediately to avoid sanctions.
“In line with the directive of the Inspector-General of Police, IGP Kayode Egbetokun, the FCT Police Command has commenced the enforcement of the mandatory minimum Third-Party Motor Vehicle Insurance from February 1,” Adeh stated.
“All vehicle owners in the FCT must possess a valid Third-Party Insurance policy before using public roads. Those without insurance are urged to comply immediately to avoid penalties,” she added.
Adeh further assured the public that officers have been instructed to conduct the exercise with professionalism and respect for the law.
“The Commissioner of Police, FCT, CP Olatunji Disu, has directed officers carrying out the enforcement to be professional, courteous, and firm in discharging their duties,” she said.
“He also emphasized that no form of harassment or extortion of motorists will be tolerated. The general public is urged to cooperate with the police, as this enforcement exercise aims to enhance the safety and security of all road users in the FCT.”
Highlighting the benefits of the policy, Adeh explained that Third-Party Insurance serves as financial protection for road users in the event of accidents, ensuring compensation for victims of property damage or bodily injuries.
“Third-Party Insurance is a mandatory policy designed to protect road users from financial losses due to accidents,” she said.
“It covers damages caused to another person’s vehicle, property, or bodily injury resulting from an accident involving the insured vehicle. This policy ensures that accident victims receive necessary compensation while reducing the financial burden on vehicle owners.”
The FCT Police Command has called on residents to comply with the directive and support the enforcement efforts to promote road safety and accountability.